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Those who enjoy online shopping must be cautious when they make their transactions. This will allow them to spend without fear of having their identity or financial information stolen.

Using your visa credit card for online shopping is convenient. You can get almost anything on the web, day or night, from the comfort of your own home. Sadly, the risk for fraud from online shopping is high, but you can lessen it by taking a few cautious tips. Your Visa credit card company is working hard to make sure that your identity and financial information remains secure. But, in the end you too have a part to play in preventing fraudulent transactions.

Online Shopping Tips:

• Visa has a service that provides a password specific to online purchases. Verified by Visa is easy to register for online via the Visa website.
• Make sure that you are using a secure web browser. Secure browsers have an "s" after the "http" portion of the address or URL. If you do not see this, switch to another browser.
• Make sure that any passwords you create for specific stores or for your visa credit card through Verified by Visa are always kept secret. No one, other then you, should have access or know your passwords.
• Make sure you still comparison shop even when you are online. Clicking to several different retailers can help you compare prices and ultimately get the best deal.
• You should never give your card details for any purpose other than making purchases. A reputable vendor will not ask you for them before your purchase is being processed.
• Read the delivery and return policies of any online retailer before you make a purchase. Be certain you understand who is responsible for the cost of shipping in case of a return.
• No legitimate retailer will request you send payment information by email. Never send your credit card information this way as it is possible for it to be viewed by third parties.
• * Take excellent notes and keep track of all your online purchases just as you would in store buys. Save or print all of your online receipts.
• * Examine your monthly statement. See that all transactions are yours even the ones for small amounts of money. Sometimes criminals test your account by making small transactions first to see if they can get away with it before making large expensive purchases.
• If there are suspicious transactions notify your financial institutions as soon as possible.
• Before you open an email verify that you know the sender, whether it contains attachments, if the subject line makes sense, and scan it to make sure that it is free of viruses.

Online shopping is easy with your visa credit card. Keeping your personal information secure requires you to be cautious and vigilant. Remember that it is in the retailers best interest to provide you with secure payment options. If you do not feel comfortable making a transaction then switch to a merchant  with whom you feel secure. Only give out your account information to those merchants that have gained your trust and sleep easy in the knowledge that Visa is doing all that it can to protect you.